Track Your PMAY Application Status Using CLSS Awas Portal
A scheme curated by the Modi government, the Pradhan Mantri Awas Yojana is an ambitious welfare project. It aims to ensure housing for every citizen of the country by the year 2022. Also, known as the ‘Housing for All’ scheme, it targets the middle class and low-income groups of the society. This scheme allows the Middle-Income Group (MIG), Economically Weaker Section (WES) and Lower Income Group (LIG) a credit subsidy on a home purchase. The subsidy allows beneficiaries who belong to the given income groups the opportunity to own their dream home through a loan interest that is as low as 6.5%.
The PMAY scheme has been divided into the two categories to further facilitate the process for beneficiaries:
|Pradhan Mantri Awas Yojana – Grahmin||Provides the housing scheme for people based out of rural areas.|
|Pradhan Mantri Awas Yojana – Urban||Provides the housing scheme for people based out of metropolitan cities. This category essentially helps dwellers of cities realize their dream of owning homes in real estate markets where the prices are exorbitant.|
Determine the Category that you Classify Under
|Economic Section||Annual Income Range|
|Economically Weaker Section (EWS)||Up to र 3 Lakh|
|Low Income Group (LIG)||Between र 3 Lakh and र 6 Lakh|
|Middle Income Group (MIG I)||Between र 6 Lakh and र 12 Lakh|
|Middle Income Group (MIG II)||Between र 12 Lakh and र 18 Lakh|
Availing a Home Loan under the PMAY Scheme
Availing of a home loan under the PMAY scheme is extremely straightforward. Apply for a home loan through your preferred lender. The bank or financial institution will help you with all the obligations to be fulfilled once you become a beneficiary of the PMAY scheme.
Documents that must be Provided when Applying for PMAY
The PMAY scheme allows you the wonderful opportunity to purchase your home at an interest subsidy of as low as 6.5%. Additionally, it enables you to repay your loan over a significantly long tenure of 20 years. You must provide the following documents at the time of applying for the scheme:
- Identity Proof
- Address Proof
- Proof of income
- Valid Passport
- Salary Slips
Wait Period for Receiving the PMAY Subsidy
The waiting period for receiving your subsidy can vary basis the number of applicants. At present, the scheme attracts many applicants. You may likely have to wait 3 to 4 months before your subsidy request is approved.
Tracking your PMAY Application
The PMAY application status can be tracked through either of the three stated mediums:
CLSS Awas Portal
You can track your application directly through the CLSS-Awas Portal using your unique ID. The unique ID is provided through an SMS with 24 hours of submitting applications. Follow the given steps:
Step 1: Log in to the website https://pmayuclap.gov.in/.
Step 2: Enter your unique ID on the portal. Once done, you will receive an OTP on your registered mobile number.
Step 3: Enter the given OTP and submit.
Step 4: View the different stages of your application. If you are an existing borrower and have received the subsidy through instalments, the tracker will display details on your disbursement.
To check your application status via the PMAY website, follow the given steps:
Step 1: Log in to the website www.pmaymis.gov.in.
Step 2: Select the ‘Citizen Assessment’ option located at the top of the page.
Step 3: Next, select the ‘Track your Assessment’ option located at the bottom of the page.
Step 4: You will be redirected to another page. Here you can choose to obtain your application status by clicking on one of the two option i.e. Track by Assessment ID or Track by Name, Father’s Name, and ID Type.
Step 5: Enter the details such as state, city, ID type, father’s name, corresponding ID number and registered mobile number. Alternatively, you can also choose to enter the assessment ID and registered mobile number to view your application status.
Contact National Housing Bank (NHB) or Housing and Urban Development Corporation (HUDCO) via the below-mentioned toll- free numbers to clear any queries on your application status:
NHB: 1800-11-3377, 1800-11-3388
The PMAY scheme is a great opportunity for first-time buyers belonging to the middle-class section of society. It aids these individuals in proudly attaining ownership of a dream home. Visit Finserv MARKETS to apply for your home loan today and avail of the best PMAY benefits.